“股”往“金”來

02月 Small Talk（和老外怎么說）

Stock Market

手里的錢拿去干什么好呢？買房？居高不下的房價，買了房跌了價怎么辦；買車？整天堵在路上，恐怕更堵心；現在炒股買基金的這么多，不妨去股海一試深淺，不過要先學會了“游泳”才行！否則……

Sentences

All investment decisions should be considered carefully， taking the risks into consideration.

所有投資均需謹慎，要充分考慮投資風險問題。

Ford recently issued 62 million shares in exchange for $566.9 million to pay off its debts.

福特公司已于近期發行了6200萬股股票，將5.669億美元用以償還債務。

A company or individual's net worth can be measured by subtracting the total liabilities from the total assets.

從公司或個人的總資產中減去債務總額就是其凈資產。

Short selling is a strategy that hedge fund managers use， and it involves selling a security that the trader assumes will fall in price.

空頭基金是對沖基金經理人使用的一種策略，其中包括出售價格會下跌的證券。

Venture capital is money raised by companies to finance new ventures.

風險投資是指公司收集資金用于新的投資項目。

Yield is the measure of the return on an investment and is shown as a percentage.

收益是投資回報的一種方式，常以百分比的形式計算。

Mutual funds are collective investments from many investors which a fund manager trades， realizing capital gains or losses， and dividing the proceeds among the individual investors.

共同基金是從眾多投資者中聚集的資金，一般由基金經理人打理來實現資本盈虧，并將收益分給個體投資人。

Rapid inflation is a common concern among consumers living in countries with booming economies.

經濟迅速發展，消費者普遍關注快速的物價上漲。

Low interest rates on mortgage loans have many people rushing to buy houses.

低息按揭貸款使得不少人去搶購房子。

A bear market is a prolonged period in which investment prices fall. It is usually accompanied by widespread pessimism.

熊市是指延續時間較長的大跌市，期間投資價格會下跌。通常會伴隨著普遍看淡的市場行情。

A bull market is a prolonged period in which investment prices rise faster than their historical average.

牛市是指延續時間較長的大升市，期間投資價格比歷史同期平均價格增幅加快。

Words and Expressions

asset

資產，如果你無力償還債務，銀行可能會將你的部分甚至全部資產抵押還債。

blue chip stock

藍籌股，是指在所屬行業內占有重要支配性地位、業績優良、成交活躍、紅利優厚的大公司的股票。“藍籌”一詞源于西方賭場，在西方賭場中，有三種顏色的籌碼，其中藍色籌碼最為值錢。

bonds

債券，政府通過發行債券為大型建設和發展項目籌集資金。