Ｓｔｒｅｎｇｔｈｅｎ Ｃｒｅｄｉｔ Ｒｉｓｋ Ｍａｎａｇｅｍｅｎｔ ｏｆ ＳＭＥｓ

Definition

What kind of enterprises can becalled SMEs-small and medium enter-prises? What is the standard? Accordingto the standards written in the Law ofSmall and Medium Enterprises， in indus-try，small and medium enterprises mustaccord with the following conditions:thenumber of employees is under 2，000，orthe amount of total sale is under 0.3 bil-lion yuan，or the total assets are under 0.4billion yuan.In addition， medium enter-prises must in the meantime satisfy thetollowing conditions:the number of em-ployees is above 300，the number of totalsale is above 30 million yuan，and the to-tal assets are above 40 million yuan.Andthe rest enterprises are small enterprises.