CFO說

Sears Holdings CFO，Jason Hollar

After another dismal quarter in which Sears Holdings lost considerably more money than it did a year ago， CFO Jason Hollar insisted that the company has a path back to viability. He cited the company's "portfolio of assets，" along with "debt financing activities，" and "expense reductions." "Our focus on generating positive EBITDA continues，" the CFO said. "We do not intend to borrow money to fund continued operating losses， but rather to provide us with flexibility as we transition to an asset-light member-centric integrated retailer leveraging our Shop Your Way program."

西爾斯控股2016年第二財季虧損高于上年同期，對此，CFO Jason Hollar強調，公司有能力重回盈利。他列舉了公司的“投資組合資產，”以及“債務融資”和“支出減少”等計劃。“我們仍將繼續專注于EBITA的增長，借來的資金不會用于持續虧損的業務，而是用于在借助Shop Your Way計劃向以會員為中心的輕資產綜合零售商過渡中提高資金的靈活性。”

U.S. Bancorp CFO， Terry Dolan

As Dolan recalls， "we talked about a variety of opportunities to consider， to [help me] obtain career experiences that might [lead to] achieving that goal. The company enabled me to lead a variety of business integrations，" says Dolan. "It enabled me to learn more about many aspects of our company and people across the organization." Overall， "each experience broadened my perspective on leadership relating to our employees， clients， communities and shareholders， which is valuable in my new role."

在為美國合眾銀行供職18年后，Terry Dolan終于成為了公司CFO。Dolan回憶道，“關于如何能成長為CFO，我和人力資源副總裁Jennie Carlson曾進行過很多討論，考慮過各種機會。公司讓我領導各種業務整合，這使我有機會對公司的各方面以及組織中的人員有了更為全面的認識。總的來說，每一段經歷都擴大了我對員工、客戶、社群和股東的認知，這些對于我的新角色來說是非常有價值的。”

Costco CFO， Richard Galanti

The CFO said that the company is past any difficulty from the switch. He laid out how the move was a double win. "In terms of increased cash back rewards， the estimate is about a 40% to 50% improvement in the reward program，" Galanti said. "And it's also great for us in terms of driving member value and sales over the next years and of course lowering our effective costs of accepting credit and debit cards."、

2016年Costco最大也是最冒險的動作就是不再接受使用美國運通卡， 取而代之的是由花旗發行的Visa信用 卡。CFO Richard Galanti表示，在轉變過程中，公司經歷了各種困難，但最終取得了雙贏的結果。“對于 會員而言，可以獲得更多的現金回饋獎勵，根據獎勵計劃，大約提高40%到50%。對我們來說也有很大的價 值，在接下來的幾年會創造更大的會員價值、增加銷量。當然，還會降低我們接受信用卡和借記卡的部分有 效成本。”